Skip to content

Services that keep your plan moving

StackFunds is designed for steady progress. We combine automated deposits, budgeting clarity, and simple portfolios so you can focus on what matters. Each service works alone, but together they create a weekly rhythm: protect essentials, build buffers, and invest with rules you set. No hype, no guesswork—just a clear system that adapts as life changes.

Service overview interface showing budgeting and automated plans

Automated stacking

Create weekly or monthly deposits that route to your goals. Pause, boost, or change timing without breaking your plan. Rules ensure essentials and buffers are funded before optional spending or investing.

  • Goal routing with priorities
  • Round‑ups and surplus sweeps
  • Lockable emergency buffer
How stacking works

Budgeting clarity

See income, fixed costs, and flexible categories in one clean view. Forecasts estimate when goals will be funded so you can adjust contributions and timelines with confidence.

  • Runway and cash flow views
  • Spending alerts and limits
  • Weekly review checklists
See budgeting tips

Simple portfolios

Build diversified, low‑cost portfolios aligned to your risk level. Auto‑invest on schedule and get maintenance prompts when allocations drift. Educational guidance helps you choose responsibly.

  • Diversified building blocks
  • Auto‑invest and rebalance cues
  • Clear risk and fee summaries
Compare plan tiers

Step‑by‑step onboarding

Getting started takes minutes. Add your income sources and fixed bills, then choose up to three goals to fund: a safety buffer, a medium‑term target, and a long‑term portfolio. The system proposes a schedule that respects essentials first. You can edit timing, add rules for round‑ups, and preview your timeline. Weekly reviews summarize what changed and suggest small, practical next steps. If life shifts, update your priorities and the plan adapts immediately.

1) Set essentials

Enter pay cycles and bills so necessities are always protected.

2) Choose goals

Define buffers and targets with clear timelines and amounts.

3) Automate flows

Schedule deposits, round‑ups, and surplus sweeps to your stacks.

4) Review weekly

See wins and next steps so you keep moving without overwhelm.

Onboarding screens for setting goals and billsAutomation rules editor with round up toggleWeekly review checklist and progress chartsTimeline projection showing goal completion dates

Frequently asked questions

Is StackFunds financial advice?

No. StackFunds provides educational tools and automations to help you organize money, but it does not provide investment, legal, or tax advice. Always consider your personal circumstances and, if needed, speak with a qualified professional.

Can I change goals anytime?

Yes. Edit targets, timing, or rules at any moment. The schedule adapts immediately so your plan stays realistic.

How are portfolios constructed?

Portfolios use diversified, low‑cost building blocks. You choose a risk level and contribution plan. Educational guidance explains trade‑offs so you can decide responsibly.

What if my income varies?

Set flexible rules, like percentage‑based deposits or surplus sweeps. Weekly reviews help you adjust contributions when income changes.

Information is educational and general. Read our Terms/ and Privacy/.

Start your first stacking plan today

Build momentum in minutes with our guided setup. Protect essentials, fund a buffer, and invest on schedule. Clear dashboards keep you on track every week.